Instructions:

1. Preheat the Oven and Prepare the Pan:

• Preheat your oven to 350°F (175°C).
• Grease and flour a 9×5-inch loaf pan, or line it with parchment paper for easy removal.

1. Prepare the Bread Batter:

• In a large mixing bowl, cream together the granulated sugar and softened butter until light and fluffy.
• Beat in the eggs, one at a time, until well combined. Stir in the vanilla extract. In a separate bowl, whisk together the flour, baking powder, and salt.
• Gradually add the dry ingredients to the wet ingredients, alternating with the milk, until just combined. Do not overmix.
• Gently fold in the chopped apples and cinnamon until evenly distributed throughout the batter.

1. Make the Topping:

• In a small bowl, combine the granulated sugar, flour, and cinnamon for the topping.
• Using a pastry cutter or your fingers, cut in the cold butter until the mixture resembles coarse crumbs.
• Stir in the brown sugar until well combined.

1. Assemble and Bake:

• Pour half of the bread batter into the prepared loaf pan, spreading it out evenly.
• Sprinkle half of the topping mixture over the batter. Pour the remaining batter over the topping layer, smoothing the top with a spatula. Sprinkle the remaining topping evenly over the batter.
• Lightly press the topping into the batter with the back of a spoon or your fingertips.
• Place the loaf pan in the preheated oven and bake for 50-60 minutes, or until a toothpick inserted into the center comes out clean.
• If the top of the bread starts to brown too quickly, you can loosely cover it with aluminum foil during the last 15-20 minutes of baking.
• Once baked, remove the bread from the oven and allow it to cool in the pan for about 10 minutes. Transfer the bread to a wire rack to cool completely before slicing and serving.